As a medical professional, your time is valuable—and your financial needs are unique. Whether you're purchasing a home, investing in property, building or renovating, or looking to refinance and consolidate existing loans, Admiral Financial Services is here to support you every step of the way. We specialise in helping healthcare professionals secure tailored mortgage solutions that align with your income structure, career progression, and long-term goals. Let us take care of the finance, so you can focus on caring for others. Contact Admiral Financial Services today to explore lending options designed specifically for medical professionals.
We take the time to understand your financial goals, circumstances, and any specific requirements you may have.
We know that no two clients are the same — and that’s exactly how we approach every finance solution. We take the time to understand your needs and deliver tailored outcomes that work for you.
We know that no two clients are the same — and that’s exactly how we approach every finance solution. Whether you’re buying your first home, growing your business, or refinancing for a better rate, we take the time to understand your needs and deliver tailored outcomes that work for you.
We’ve answered some of the most common queries about refinancing to help you feel confident and informed every step of the way.
A Medico Loan is a specialised loan designed for medical professionals, offering exclusive benefits and more flexible lending criteria. Eligible applicants typically include doctors, dentists, surgeons, pharmacists, veterinarians, and other allied health professionals.
Medico Loans often come with lower interest rates, higher borrowing limits, reduced or waived LMI (Lenders Mortgage Insurance), and faster approval times. These loans are tailored to recognise the strong earning potential and lower risk profile of medical professionals.
You don’t need to be a specialist — many Medico Loan programs are available to general practitioners, junior doctors, and allied health professionals, depending on the lender's criteria. We can help you find a lender that suits your role and experience level.
Yes, in many cases, eligible medical professionals can borrow up to 90–95% of the property value without paying LMI, which is often higher than the limit for standard loans.
Typically, you'll need proof of your medical qualifications, registration with a relevant professional body, employment or income details, and standard identification documents. We’ll guide you through the process to make it as smooth as possible.
