Admiral Financial Services

Asset Finance

FINANCE FOR ASSETS

Get the equipment, vehicles, or machinery your business needs - without tying up your cash flow.

Asset finance allows your business to acquire essential equipment, vehicles, or machinery without the upfront cost, preserving your cash flow for other priorities. Whether you're upgrading tools, expanding your fleet, or investing in new technology, we compare a range of lenders to secure competitive rates and flexible terms. With expert guidance and fast approvals, we make it easy to access the assets you need to grow your business.

We start by understanding your situation and goals

We take the time to understand your financial goals, circumstances, and any specific requirements you may have.

We'll find you a loan specifically for your needs

Once we have a clear picture, we'll find you a loan specifically for your needs.

Why choose us

Why work with
Admiral Financial
Services?

We know that no two clients are the same — and that’s exactly how we approach every finance solution. Whether you’re buying your first home, growing your business, or refinancing for a better rate, we take the time to understand your needs and deliver tailored outcomes that work for you.

HOW WE HELP

Accessing Australia’s largest list of lenders

FAQS

Questions About Asset Finance

We’ve answered some of the most common queries to help you feel confident and informed every step of the way.

What is asset finance?

Asset finance is a type of loan used to purchase business equipment, vehicles, or machinery without needing to pay the full amount upfront. It allows businesses to spread the cost over time while still gaining immediate use of the asset.

What types of assets can I finance?

You can finance a wide range of assets including vehicles, office equipment, heavy machinery, technology, and tools specific to your industry. We help you find lenders that support the type of asset your business needs.

Do I need to provide a deposit for asset finance?

In many cases, no deposit is required, although it can vary depending on the lender and your financial situation. A deposit may reduce your ongoing repayments or improve approval chances.

 

How long can I finance an asset for?

Loan terms typically range from 1 to 7 years, depending on the asset type and lender. We’ll help you choose a repayment term that suits your cash flow and business goals.

 

Can new or small businesses qualify for asset finance?

Yes, many lenders offer asset finance solutions for startups and small businesses, though they may require additional documentation. We work with lenders who understand the needs of growing businesses.

 

What happens at the end of the finance term?

Depending on the loan type, you may own the asset outright, make a final balloon payment, or have the option to upgrade. We’ll explain the structure of your agreement so you know exactly what to expect.